Finance

Finance is the field that involves the management, creation, and study of money, investments, and other financial instruments. It encompasses activities related to the management of funds, including the acquisition, allocation, and utilization of financial resources by individuals, businesses, and governments. Finance is divided into several subcategories, including personal finance (which deals with individual financial decisions), corporate finance (which manages funding and capital structure for businesses), and public finance (which involves managing government revenue and expenditure). Key concepts in finance include budgeting, saving, investing, lending, and risk management. The goal of finance is to maximize the value of assets over time while managing risk and ensuring sufficient liquidity.